01
Origin
—SourceWe finance green coffee directly at the source through repurchase agreements (repos). Exporters receive immediate liquidity against their physical inventory, based on a percentage of the Arabica spot price on ICE New York.
For exporters & producers
From origin financing to European sales — we provide the full chain of services that specialty coffee exporters need to reach the market.
The chain
Full chain financing
02
Consignment
—In stockOnce the repo is settled — typically through payments from the roasters — the coffee transitions to consignment storage in European warehouses. From this point, we carry the financing and risk while the coffee awaits sale.
03
Marketing
—SalesWe help exporters market their specialty coffees to roasters and importers across Europe. Including sample management, quality control, and all administrative handling.
04
Invoice Finance
—ReceivablesAfter sale, we can also finance roaster invoices. This creates a fully financed chain from origin through to payment by the roaster.
Fully financed
Financing model
Repo-based origin financing
Our origin financing is structured as repurchase agreements (repos). We finance a percentage of the market price based on the Arabica spot price on ICE New York. This provides exporters with immediate liquidity against their physical coffee inventory.
ICE NY benchmark — Financing is pegged to the Arabica spot price on the ICE New York exchange, ensuring transparent and market-aligned pricing.
Daily risk management — Real-time connections with the exchange enable continuous monitoring and daily mark-to-market of all outstanding positions.
Repo structure — Exporters sell coffee to the SPV with an agreement to repurchase — creating a clean, secured financing structure backed by physical inventory.
ICE New York
Arabica C
Spot price benchmark
Real-time
Mark-to-market & risk monitoring
Repo
Repurchase agreement structure
Indicative calculators
Calculate your scenario
These calculators provide indicative estimates. Actual terms depend on contract specifics, credit assessment, and market conditions.
Exporter calculator
Estimate your upfront payout and repurchase terms
$2.20/lb
250bags
65%
12%
12mo
Indicative results
Direct payout to exporter47.290 €
Repurchase price at maturity52.965 €
Financing cost5.675 €
Early repurchase is permitted at any time. The financing cost is calculated pro-rata based on the actual duration.
Example: repurchase at 6 months → 50.128 €
Producer spotlight
🇸🇻Cafenor
Specialty Coffee · Carbon Neutral · El Salvador
Cafenor is a family-owned specialty coffee producer from the Metapán region in northern El Salvador. For generations, the family has been cultivating and exporting washed Pacas, Bourbon and Pacamara coffees scoring 84–88 points. Beyond their own production, Cafenor supports 65 smallholder farmers (1–3 hectares each) with processing, quality control and market access.
84–88
Cupping score
65
Smallholder partners
CO₂
Carbon neutral certified
“Waking up the world — one cup of Salvadoran specialty coffee at a time.”
All coffee is dried on shaded beds and processed in facilities powered entirely by photovoltaic energy. Cafenor holds carbon-neutral certification through a UN Clean Development Mechanism project — combining specialty quality with measurable environmental impact. Annona provides consignment financing and European market access, enabling Cafenor to bring their coffees directly to specialty roasters across Europe.
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